Notice — Radiant SACCO is currently in formation, awaiting legal registration and regulatory approval. Founding member registration is open.
Learn more
Radiant SACCO is building Ethiopia's next-generation member-owned cooperative where savings grow, businesses thrive, and every member has a voice.
500+
Founding Members Target
70%
Digital-First Services
1:1
One Member · One Vote
100%
Member-Owned
200M
Birr Authorized Capital
Radiant SACCO opens membership only after regulatory approval. Reserve your place today and we'll walk with you every step of the way.
Radiant Savings and Credit Cooperative Society is a member-owned financial cooperative founded by ordinary Ethiopians — farmers, entrepreneurs, professionals, youth, women, and the diaspora — who believe finance should serve everyone.
We exist to serve our members and the communities they build — not shareholders.
Democratic elections, published accounts, and open governance at every level.
Mobile-first services, digital onboarding, and secure infrastructure from day one.
For generations, ordinary Ethiopians have been locked out of the financial system. We think that ends now.
Difficult loan requirements
Heavy collateral demands
High interest rates
Slow, painful approvals
Too much paperwork
Limited financial inclusion
No financial education
Connections over ideas
Flexible savings that grow with you, protected by community.
Fair rates and human review — ideas matter more than collateral.
Working capital for shops, startups, farms and cooperatives.
Mobile-first, USSD, and agent banking — from anywhere.
Free training and resources for every member and their family.
Emergency protection for what matters most to your household.
Every member owns a share. Every share carries a vote.
Annual dividends returned to the people who make Radiant work.
Available in Amharic and English on any smartphone or feature phone.
No unnecessary bureaucracy
Fast, human processes
No connections required
Ideas matter more than collateral
Financial education for every member
Emergency support when it matters
True member ownership
Annual dividend sharing
One member · one vote
Technology-first, always
Women Entrepreneurs
Youth
Farmers
Small Businesses
Startups
Micro Enterprises
Government Employees
Religious Institution Employees
Diaspora Ethiopians
Active Business Owners
Register online or at a branch and become a founding member.
Buy at least one share (1,000 Birr) to activate your membership.
Deposit regularly and watch your savings compound with the community.
Unlock loans, financing, insurance and financial education.
1,000 Birr
One Share
1 Share
Minimum Membership
4 Shares
Maximum Ownership (10%)
200M Birr
Authorized Capital
From day one, Radiant is designed on modern core banking infrastructure — with a member portal, secure transactions, and transparent balances anyone can verify.
Available balance
Birr 56,780.50
Acct 1000 • 2345 6789
Trust
Integrity
Innovation
Transparency
Education
Community
Democracy
Inclusion
Registration is open. Your name on the founding list helps us secure approval faster and shapes the cooperative from day one.